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Chime Bank-Is it Worth it?

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I have been with my traditional bank since 2003.  Over the years, I have given the well known bank a large sum of money for overdraft and maintenance fees, and I was recently charged a $5 fee to replace my lost debit card.  I can kick myself for how much money I have given the traditional bank system just for fees. Last year while I was reading a post from The Penny hoarder, I discovered Chime.  I was sold when I read that they do not charge fees. That's right, no fees! No overdraft fees, no maintenance fees, no foreign transaction fees.  I am not planning a trip abroad anytime soon, however this is good information to know when I plan to travel in the future.  I downloaded the app and signed up for a checking and savings account.  I received my debit card in a green envelope within five days. Pros One of the biggest pros of using Chime is that you can receive your paycheck up to two days early.  When I was working part time at Bath & Body Works last year,
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Beyond Cutting Out the Latte

I have read a number of articles and blog posts advising readers to cut out trips to Starbucks or their favorite coffee shops to save money.  I agree that if you purchase a $5 cup of coffee every day five times a week, that's $25+ per week.  That's $100 per month.  No thank you. To be honest, I don't go to Starbucks everyday. It's a special treat for me.  I have often wondered if I am doing enough to cut back and save money.  I take my lunch to work, I shop at discount grocery stores, use digital coupons, and I don't have cable. I will admit that I haven't always made the best decisions when it comes to money management.  There was a time I use to spend money on books, music, decorative notebooks, fancy pens, etc.  I can also be an impulsive spender at times.  Below is a list of ways that my spending has changed over time. Music Subscriptions: I no longer buy CD's or download music.  I can't remember the last time I actually purchased an actual
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