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Showing posts from September, 2019

Beyond Cutting Out the Latte

I have read a number of articles and blog posts advising readers to cut out trips to Starbucks or their favorite coffee shops to save money.  I agree that if you purchase a $5 cup of coffee every day five times a week, that's $25+ per week.  That's $100 per month.  No thank you. To be honest, I don't go to Starbucks everyday. It's a special treat for me.  I have often wondered if I am doing enough to cut back and save money.  I take my lunch to work, I shop at discount grocery stores, use digital coupons, and I don't have cable. I will admit that I haven't always made the best decisions when it comes to money management.  There was a time I use to spend money on books, music, decorative notebooks, fancy pens, etc.  I can also be an impulsive spender at times.  Below is a list of ways that my spending has changed over time. Music Subscriptions: I no longer buy CD's or download music.  I can't remember the last time I actually purchas...